# Enterprise roadmap

MVP flow: request -> idempotency check -> MySQL -> SQS -> provider adapter -> final status -> reconciliation -> MongoDB audit.

Production additions: JWT/OAuth2, MFA, KYC/AML where required, Secrets Manager, Aurora, ElastiCache, ECS/Fargate, API Gateway/ALB, WAF, DLQs, exponential backoff, circuit breakers, OpenTelemetry, CloudWatch, immutable ledger, settlement files, refunds/reversals, signed webhooks, RBAC/maker-checker, fraud scoring, rate limits, Terraform/CDK, ECR image deployment.

Potential service split: identity-service, payment-orchestrator, biller-service, giftcard-service, crypto-offramp-adapter, ledger-service, reconciliation-service, notification-service, fraud-risk-service.